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Final Expense Insurance

Final expense insurance is a life insurance policy that has a lower death benefit, usually intended to cover final expenses and burial costs. Also known as burial insurance or funeral insurance, it’s designed for older adults who are ready to make end-of-life plans, typically age 50 and older

Most final expense plans have these features: Whole life insurance – no expiration if premiums are paid.

Plans can start as little as $15 a month.

Medicare Advantage

       Original Medicare covers inpatient hospital and skilled nursing services – Part A – and doctor visits, outpatient services and some preventative care – Part B. Medicare Advantage plans cover all the above (Part A and Part B), and most plans also cover prescription drugs (Part D).
 

 When should I buy a Medicare Advantage plan?

 

  From October 15 – December 7 each year, you can join, switch, or drop a plan. Your coverage will begin on January 1 (as long as the plan gets your request by December 7). Medicare Advantage Open Enrollment Period.

 
When you first get Medicare (Initial Enrollment Periods for Part C & Part D)
  • Starts 3 months before the month you turn 65.
  • Includes the month you turn 65.
  • Ends 3 months after the month you turn 65.

 

From $99

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From $99

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